Mortgage Brokers in UK
At Mortgage Experts Online we understand the difficulty and stress involved in finding the right mortgage. Whether this is due to previous bad credit, a complex income, limited self-employed trading history, non-standard property construction, or a combination of these, there are very few scenario’s the mortgage advisors we work with have not come across.
There are lots of factors that you believe may be stopping you obtaining a mortgage from a high street lender. Each lenders has different criteria (even on the high street), so just because you cannot get a mortgage with one high street lender, does not mean it is not possible with another – criteria knowledge in this area is key!
When it comes to the specialist mortgage lenders there tends to be even more flexibility within their criteria.
The brokers we work with are able to assist in obtaining a mortgage for the following specialist areas;
1 Year trading
Salary and Dividends
Salary and Net Profit
Day Rate Contractors
Zero Hours Contracts
Fixed Term Contractors
Remortgage up to 5.5x Income
HTB Equity Loan (full or part redemption)
High Debt to Income
Capital Raising for Business Purposes
Capital Raising to Settle a DMP
Capital Raising for Home Improvements
Capital Raising for a Family Gift
Capital Raising to Purchase a Second/Investment Property
Debt Management Plans
Debt Relief Orders
No Credit History
Low Credit Score