BAD CREDIT MORTGAGES

Will my partners bad credit affect a joint mortgage application?

Will my partners bad credit affect a joint mortgage application?

If you’re looking to apply for a new mortgage with a partner, you will have the option to apply individually (as a single applicant) or as a couple ...
Tips on how to get a bad credit mortgage by Mortgage Experts Online.

Tips on how to get a bad credit mortgage by Mortgage Experts Online.

If you are looking to obtain a bad credit mortgage , either now or in the future, it is never too early to start planning. There are some simple steps ...
What is a subprime mortgage?

What is a subprime mortgage?

Subprime mortgages are also known as adverse credit mortgages or specialist lending. Subprime mortgages are available to people who don’t fit ...
What is adverse credit?

What is adverse credit?

Also known as subprime or bad credit, the term adverse credit covers a wide range of different things. In this article I am going to explain each of ...
Can I get a mortgage after a payday loan?

Can I get a mortgage after a payday loan?

Payday loans are one of the biggest hurdles to overcome when looking at mortgage options, very often deemed on a par with defaults and county ...
Mortgage Experts – Remortgage Guide

Mortgage Experts – Remortgage Guide

There has never been a better time to look at remortgaging your property, interest rates are low, and the Bank of England has cut the base rate ...
Can I get a mortgage after repossession?

Can I get a mortgage after repossession?

The answer is yes, it is possible, but its more tricky and expert advice is therefore vital in order to get you back onto the property ladder. Every lender ...
Mortgage after bankruptcy by Mortgage Experts Online

Mortgage after bankruptcy by Mortgage Experts Online

There was a time when being declared bankrupt would mean that no one would lend you money – being bankrupt was seen as the most severe ...
Can I get a mortgage with a debt management plan (DMP)

Can I get a mortgage with a debt management plan (DMP)

What affect will having a current or previous Debt Management Plan (DMP) have on you getting a mortgage? Credit history plays a critical ...
Getting a mortgage with late payments

Getting a mortgage with late payments

When you’re looking for a mortgage after having had late payments, you may find it harder to find a lender who will be willing to lend. If you’ve ...
Can I get a mortgage with previous CCJ?

Can I get a mortgage with previous CCJ?

A County Court Judgement (CCJ) can be very harmful – particularly when it comes to opening a bank account or applying for credit cards or ...
Can I get a mortgage with defaults?

Can I get a mortgage with defaults?

We are asked this question daily; can I get a mortgage if I’ve had defaults in the past? The answer is yes, it is possible with the right lender and ...
Can I get a mortgage after bankruptcy?

Can I get a mortgage after bankruptcy?

Yes, they are possible, but you must be discharged from the bankruptcy. Discharge normally comes 12 months after the bankruptcy has been ...
Can I buy a house with no deposit and bad credit?

Can I buy a house with no deposit and bad credit?

As we’ve explained elsewhere on the site, anyone applying for a mortgage in the UK will need to demonstrate that they’re capable of maintaining ...
Mortgage for a concessionary purchase

Mortgage for a concessionary purchase

Concessionary mortgages are becoming more popular than ever before. This could be a family member selling the property below market value to you, or your landlord offering you a discount on your rental property Whatever your circumstances your mortgage expert ...
Right to Buy Mortgages

Right to Buy Mortgages

The Right to Buy is a government scheme introduced in 1980 and gives the opportunity for council tenants to buy their council property. The council will offer a discount ...
Bad credit mortgages – what’s possible?

Bad credit mortgages – what’s possible?

Many consumers believe that if they have a poor credit rating, or have had previous adverse credit, they will be unable to take out a mortgage. This ...
The lowdown on bad credit mortgages

The lowdown on bad credit mortgages

If you’re pondering how to get a mortgage with bad credit, then you should skip the larger high street banks and instead look into the deals offered ...

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